Investment Management

Effectively managing your investment portfolio is only one aspect of your overall financial picture. While we are skilled investment managers, we also believe that your investments can be managed more effectively when done through the perspective of a comprehensive financial plan. A financial plan can provide you with a complete picture of your finances and a better understanding of how each aspect of your financial life works together to bring you closer to your goals. With that perspective, we can help you to more effectively manage your investments as part of a coordinated, comprehensive financial plan.

If you need guidance and support on managing your investments, we strongly encourage you to consider a comprehensive financial plan to give you that bigger picture and the insight to make smarter investments for your future.

How are your investments currently performing? Are they meeting your needs? Are they designed to minimize capital gains taxes and other fees? Is there a proper balance between conservative and high-risk investments? If you’re not sure, our investment managers can provide you with an in-depth review of your existing investments to determine how we can get your portfolio working better for you. We’ll eliminate redundancies, minimize expenses connected to your investments, and adjust the level of risk based on your overall risk tolerance and time horizon.

If you’d like to develop a portfolio, or if you have a portfolio but you’re not confident that it’s providing you with the growth potential you need, contact Capital World Advisors today for a professional review of your investments.

Managing your investments is a very complicated, highly specialized skill. It takes time, study, and effort to become a truly effective investor, which is why we strongly recommend working with one of our investment managers to design and manage your portfolio. However, we also strive to educate our clients on their own financial circumstances, so they can become a more proactive decision maker in handling their investments. We’ve provided answers to some of the most common questions about investment management below. If you have further questions related to your individual investment needs, contact one of our advisors today.

Are My Investments Guaranteed?

While we strive to ensure long-term growth of our clients’ portfolios, we cannot guarantee any specific results. Investment does involve risk, and there are likely to be periods of loss as well as periods of growth while investing. However, our investment managers will work to minimize loss exposure during market fluctuations, and strive for that long-term growth potential you need for an independent financial future.

What Should I Invest In?

There is no single correct answer to this question, as it will depend on your goals, time horizon, and overall risk tolerance. However, as you’ve probably heard, it is a good idea to diversify* your investments to provide a balance between high-earning investments and more stable, secure investments. The exact mix is best determined by working with a wealth manager, but may include stocks, bonds, annuities, and other investment vehicles.

*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. 

Can My Investments Support My Retirement?

One of the benefits of effective investing is the ability to rely on your portfolio’s dividends to help support you in your retirement years. Many retirees find that investing for dividend* returns provides them with the supplemental income they need to pursue their lifestyle goals in retirement. To learn more about this type of investing, contact us.

*Dividend payments are not guaranteed and may be reduced or eliminated at any time by the company.

How Can I Minimize Taxes on My Portfolio?

As your portfolio grows, you will likely have to face capital gains taxes each time you profit on your investments. These taxes can quickly add up and take a bite out of your income. While not completely avoidable, capital gains tax can be minimized through investing wisely and cashing out on profitable stocks at the right time. Our investment managers are also experienced tax planners, and we can help you reduce your tax liability on your investments by guiding you through these important financial decisions.

LPL Financial and Capital World Advisors do not provide tax or legal services.